I just signed a petition to President Obama to appoint Elizabeth Warren head of the new consumer protection agency. Timothy Geithner opposes her appointment which is a signal to me that she's definitely the right person. After all, Geithner ran the NY Fed while all the banking shenanigans were going on. And did nothing about it. But you can surely form your own opinion. Here's one article to start your thinking. IMO, this is an important issue to consider.